Don’t let water remodel your home
When you choose every detail of your living space, you do so with a clear purpose: to create your ideal ambiance. So don’t let unforeseen events destroy what you have so carefully designed. Statistics and natural phenomena of recent years warn that water has the power to take over the role of an unwanted designer in an instant. Your home can be seriously endangered either by devastating floods caused by increasingly frequent extreme weather events, or by completely everyday household malfunctions, when you are in the middle of the kitchen due to an unpleasant surprise due to a leak.
Outpouring or flood: Do you know the key difference?
Data from Zavarovalnica Triglav shows that 60% of all home assistance cases are related to water leaks. The likelihood of experiencing this type of unpleasantness at home is significantly higher than the risk of a fire. In addition, you should not forget about larger natural disasters; since 2007, there has been almost no year without a major flood in Slovenia.
When insuring your home, it is crucial to distinguish between two concepts that the insurance policy treats separately:
- A flood is the result of external factors (heavy rainfall, rising water levels or groundwater) that cause water to enter your premises.
- A water leak occurs inside a building as a result of an uncontrolled leak from plumbing, heating or sewage installations (a burst pipe, a leaking radiator or a malfunctioning appliance).
Both dangers can cause extremely high costs. Since the prices of construction materials and services have increased significantly in recent years, extensive renovation of damaged floors and walls can seriously jeopardize your financial security.
Instead of guessing: i.triglav Risk Assessment
You can’t change the location of your property, but you can change your preparedness. Instead of guessing how exposed your home is to natural hazards, you can check the level of risk to flooding (as well as earthquakes, hail, lightning strikes and landslides) with the advanced digital Risk Assessment tool developed by Zavarovalnica Triglav.
The tool analyzes your exact address and plots a three-level color scale: yellow (low risk), orange (medium risk), and red (high risk). You can access this assessment for free at the i.triglav digital branch, where you can also check the options for upgrading your existing insurance according to your current needs.
Prevention and the right choice of coverage
You can prevent many accidents yourself: by regularly changing washing machine hoses, renewing the silicone around the bathtub, and by closing the main valve when you are away for a longer period of time. But when prevention is not enough, the importance of real insurance protection comes into play. At Zavarovalnica Triglav, coverage for water leaks is already included in all three basic packages (Small, Large, Comfort), it can also be added to basic coverage, while flood risk is automatically part of the Large and Comfort packages. Check out Zavarovalnica Triglav’s home insurance offer today and get yourself properly insured.
This article is an advertising message by Zavarovalnica Triglav.